Rhode Island Residents (BUS)
To enroll, call 224-770-5328 (preferred method) or Enroll Online
Rhode Island Residents (BUS) Sample Policy (AMINDDI-10)
- Benefit in $100 increments, ranging from $300 to $5,000 per month (not to exceed 60% of earnings) if approved by simplified underwriting
- Benefit pays in addition to all other benefits (SMART VSTD, Work-Comp, Social Security Disability, etc.)
- Benefit Duration: 2 or 5 years
- Elimination Period: 180 Days
- Members can retain coverage even if they are furloughed or suspended
- Pre-existing conditions are covered after 12 months on the plan or 12 months treatment free
- 24 Hour Coverage – covers you on-and-off the job
- New Members have 60 days from joining the union to apply for coverage
Member Monthly Premium
2 Year Duration – All Rates
| Benefit | 18-49 | 50-59 | 60+ |
| $300 | $7.87 | $16.73 | $27.50 |
| $400 | $10.49 | $22.30 | $36.66 |
| $500 | $13.11 | $27.88 | $45.83 |
| $600 | $15.73 | $33.45 | $55.00 |
| $700 | $18.35 | $39.03 | $64.16 |
| $800 | $20.98 | $44.60 | $73.33 |
| $900 | $23.60 | $50.18 | $82.49 |
| $1,000 | $26.22 | $55.75 | $91.66 |
| $1,100 | $28.84 | $61.33 | $100.82 |
| $1,200 | $31.47 | $66.90 | $109.99 |
| $1,300 | $34.09 | $72.48 | $119.16 |
| $1,400 | $36.71 | $78.06 | $128.32 |
| $1,500 | $39.33 | $83.63 | $137.49 |
| $1,600 | $41.95 | $89.21 | $146.65 |
| $1,700 | $44.58 | $94.78 | $155.82 |
| $1,800 | $47.20 | $100.36 | $164.99 |
| $1,900 | $49.82 | $105.93 | $174.15 |
| $2,000 | $52.44 | $111.51 | $183.32 |
| $2,100 | $55.06 | $117.08 | $192.48 |
| $2,200 | $57.69 | $122.66 | $201.65 |
| $2,300 | $60.31 | $128.23 | $210.82 |
| $2,400 | $62.93 | $133.81 | $219.98 |
| $2,500 | $65.55 | $139.38 | $229.15 |
| $2,600 | $68.18 | $144.96 | $238.31 |
| $2,700 | $70.80 | $150.54 | $247.48 |
| $2,800 | $73.42 | $156.11 | $256.64 |
| $2,900 | $76.04 | $161.69 | $265.81 |
| $3,000 | $78.66 | $167.26 | $274.98 |
| $3,100 | $81.29 | $172.84 | $284.14 |
| $3,200 | $83.91 | $178.41 | $293.31 |
| $3,300 | $86.53 | $183.99 | $302.47 |
| $3,400 | $89.15 | $189.56 | $311.64 |
| $3,500 | $91.77 | $195.14 | $320.81 |
| $3,600 | $94.40 | $200.71 | $329.97 |
| $3,700 | $97.02 | $206.29 | $339.14 |
| $3,800 | $99.64 | $211.86 | $348.30 |
| $3,900 | $102.26 | $217.44 | $357.47 |
| $4,000 | $104.89 | $223.02 | $366.64 |
| $4,100 | $107.51 | $228.59 | $375.80 |
| $4,200 | $110.13 | $234.17 | $384.97 |
| $4,300 | $112.75 | $239.74 | $394.13 |
| $4,400 | $115.37 | $245.32 | $403.30 |
| $4,500 | $118.00 | $250.89 | $412.46 |
| $4,600 | $120.62 | $256.47 | $421.63 |
| $4,700 | $123.24 | $262.04 | $430.80 |
| $4,800 | $125.86 | $267.62 | $439.96 |
| $4,900 | $128.48 | $273.19 | $449.13 |
| $5,000 | $131.11 | $278.77 | $458.29 |
Member Monthly Premium
5 Year Duration – All Rates
| Benefit | 18-49 | 50-59 | 60+ |
| $300 | $12.04 | $29.45 | $43.39 |
| $400 | $16.05 | $39.27 | $57.86 |
| $500 | $20.06 | $49.08 | $72.32 |
| $600 | $24.08 | $58.90 | $86.79 |
| $700 | $28.09 | $68.72 | $101.25 |
| $800 | $32.10 | $78.54 | $115.71 |
| $900 | $36.11 | $88.35 | $130.18 |
| $1,000 | $40.13 | $98.17 | $144.64 |
| $1,100 | $44.14 | $107.99 | $159.11 |
| $1,200 | $48.15 | $117.80 | $173.57 |
| $1,300 | $52.17 | $127.62 | $188.04 |
| $1,400 | $56.18 | $137.44 | $202.50 |
| $1,500 | $60.19 | $147.25 | $216.97 |
| $1,600 | $64.20 | $157.07 | $231.43 |
| $1,700 | $68.22 | $166.89 | $245.89 |
| $1,800 | $72.23 | $176.70 | $260.36 |
| $1,900 | $76.24 | $186.52 | $274.82 |
| $2,000 | $80.26 | $196.34 | $289.29 |
| $2,100 | $84.27 | $206.15 | $303.75 |
| $2,200 | $88.28 | $215.97 | $318.22 |
| $2,300 | $92.29 | $225.79 | $332.68 |
| $2,400 | $96.31 | $235.61 | $347.14 |
| $2,500 | $100.32 | $245.42 | $361.61 |
| $2,600 | $104.33 | $255.24 | $376.07 |
| $2,700 | $108.34 | $265.06 | $390.54 |
| $2,800 | $112.36 | $274.87 | $405.00 |
| $2,900 | $116.37 | $284.69 | $419.47 |
| $3,000 | $120.38 | $294.51 | $433.93 |
| $3,100 | $124.40 | $304.32 | $448.39 |
| $3,200 | $128.41 | $314.14 | $462.86 |
| $3,300 | $132.42 | $323.96 | $477.32 |
| $3,400 | $136.43 | $333.77 | $491.79 |
| $3,500 | $140.45 | $343.59 | $506.25 |
| $3,600 | $144.46 | $353.41 | $520.72 |
| $3,700 | $148.47 | $363.23 | $535.18 |
| $3,800 | $152.48 | $373.04 | $549.64 |
| $3,900 | $156.50 | $382.86 | $564.11 |
| $4,000 | $160.51 | $392.68 | $578.57 |
| $4,100 | $164.52 | $402.49 | $593.04 |
| $4,200 | $168.54 | $412.31 | $607.50 |
| $4,300 | $172.55 | $422.13 | $621.97 |
| $4,400 | $176.56 | $431.94 | $636.43 |
| $4,500 | $180.57 | $441.76 | $650.90 |
| $4,600 | $184.59 | $451.58 | $665.36 |
| $4,700 | $188.60 | $461.39 | $679.82 |
| $4,800 | $192.61 | $471.21 | $694.29 |
| $4,900 | $196.63 | $481.03 | $708.75 |
| $5,000 | $200.64 | $490.85 | $723.22 |